An owner builder insurance policy typically covers the construction works, public liability, theft, and damage to building materials. It also includes cover for third-party injuries or property damage that might occur during the building process.
Owner Builders Insurance
Most Competitive Pricing
Securing the right insurance for your owner builder project shouldn’t be costly or complicated. With access to leading insurers and competitive pricing, our team of construction and trades insurance specialists will source the most competitive pricing from four (4) different insurers to help you find tailored cover that fits your build and budget.
Owner Builder Insurance is purpose-built to protect individuals managing their own residential construction or renovation projects. It provides cover for the building under construction, on-site materials and equipment and public liability — giving you cost-effective protection and peace of mind from start to finish.
Owners Builders Insurance Simple and Quick

Frequently Asked Questions
What is construction insurance, and why do I need it?
Construction insurance is a specialised policy designed to protect builders, contractors, and tradespeople from various risks associated with construction projects. It covers damage to the site, materials, and third-party liabilities, ensuring that your business is safeguarded against unforeseen events.
What does an owner builder insurance policy cover?
Is public liability insurance included in owner builder insurance?
Yes, public liability insurance is often included in owner builder insurance policies. It protects you against claims of property damage or personal injury to third parties resulting from your building activities.
How Do You Get Started?
1. Start a Quote
2. Quotes Obtained
Our team will procure competitive quotes.
3. Your Good to Go
Providing a Full Suite of Insurance Services
Tailored Insurance Solutions
- Building and Construction
- Corporations and Enterprises
- Local and State Government
- Health, Community, and Disability Services
- Education & Childcare
- Licensed Clubs & Sporting Organisations
- Agriculture & Land Councils
- Not-for-Profit and Social Enterprises
- Transport and Logistics
- Mining and Resources
- Manufacturing
- Professional Services
- Hospitality
- Real Estate and Property Development
- And Many More
Why Choose Baynyi Ausure?
Local Knowledge, Global Reach
Baynyi Ausure is part of Ausure, which is part of Australasia’s largest general insurance broker network – the Steadfast Group. Steadfast Group’s scale and market leading innovation mean we are in a stronger position to secure the best insurance solutions for you, at a competitive price.
Culturally Informed Services
We understand the unique needs of Indigenous businesses and organisations.
Client-First Advice
Transparent, accountable, and strategic broking aligned to your risk appetite.
Community Impact
5% of Baynyi Group’s earnings directly supports the Baynyi Foundation.
Australian Market – Gross Written Premium
1 Steadfast Group and APRA Intermediated General Insurance Performance Statistics for Year-end December 2023 (released March 2024).
2 Network Brokers independently compete with each other, as well as with the wide range of insurers, underwriting agencies, non-Steadfast insurance brokers and other risk management competitors.
3 Insurance is one of many risk management alternatives available to customers unless insurance is compulsory (e.g. workers’ compensation) or as required by contract (e.g. a bank loan).
Steadfast Group: As at 30 June 2024

Baynyi Group Pty Ltd t/as Baynyi Ausure l ABN 14 647 854 957
Authorised Representative of Ausure Pty Ltd l ABN 94 096 971 854 l AFSL No 238433
The following link will take you to our terms of engagement (TOE) and financial services guide (FSG) there documents contain important information about the services we provide. CLICK HERE.


